SmPay is a simple and secure payments app by Workmate that can be used to pay water bills. SmPay allows you to use BHIM UPI, your credit card and debit card or wallet to pay your water bills. You can also know your bill details, register your complaints and communicate with committee members and get announcement if any interruption occuring in water supply. The SmPay app is integrated with Razorpay payment gateway ,meets all your payment requirements. Razorpay Checkout offers multiple payment methods, allowing your the flexibility to complete the payment using the payment method of your choice. Refunds will be sent back to the original payment method used in making the payment. For example, if a credit card was used to make the payment, the refund will be pushed to the same credit card. Depending on the bank's processing time, it can take 5-7 business days for the refunds to reflect in the customer's bank account or card balance.