Varicash – Instant Credit Line Against Mutual Funds Need quick cash but don’t want to sell your mutual funds? With Varicash, you can get an instant credit line by pledging your existing mutual fund investments. You keep earning returns on your funds while getting the money you need. Why choose Varicash? No need to redeem your investments Instant approval & quick transfer to your bank account Low interest rates & flexible repayment 100% paperless and secure RBI-compliant process with registered banks/NBFCs How it works: Link your mutual funds securely via CAMS/KFintech See your eligible loan amount instantly Accept the offer & get money in your account Repay anytime and get your funds unpledged Example: If you borrow ₹1,00,000 for 12 months at 10% p.a. interest with a ₹1,000 + GST processing fee: Loan amount you get: ₹98,820 (after processing fee deduction) Monthly EMI: ₹8,792 Total interest: ₹5,504 Total you repay: ₹1,05,504 APR (including processing fee): ~10.77% Who can use Varicash? Anyone in India holding mutual funds (salaried, self-employed, or professional) looking for quick liquidity without breaking investments. Security you can trust: Your data is encrypted with bank-grade security. We never share your details without consent. Disclaimer: Loans are offered by RBI-registered NBFCs/Banks. Loan approval depends on your eligibility and lender’s terms.