🔥 UdharGuru – Free Udhar Khata & Automatic Interest Calculator App 🔥 India ka sabse simple aur powerful digital khata book! UdharGuru se apna udhar ka hisaab rakho, automatic simple & compound interest calculate karo, payment reminders bhejo aur professional PDF bills share karo — sab kuch ek hi app mein. Paper khata book (bahi khata) ko kaho bye-bye! UdharGuru aapke business ke credit/debit, byaj (interest), daily expenses aur stock management ko super-fast aur safe banata hai. ⭐ WHY BUSINESS OWNERS LOVE UDHARGURU KHATA BOOK: 📊 AUTOMATIC INTEREST (BYAJ) CALCULATOR • Simple Interest (साधारण ब्याज) aur Compound Interest (चक्रवृद्धि ब्याज) auto-calculate karein • Monthly interest entries automatic add hoti hain — no manual math! • Set custom monthly % interest rate for any customer or transaction • Perfect for finance, money lenders & business owners dealing with byaj khata 📱 UDHAR KHATA — DIGITAL LEDGER • Record all udhar (credit) and payment entries in seconds • Maintain separate khata for every customer and supplier • Clear overview — kis ko kitna dena hai aur kis se kitna lena hai • Quick edit & transaction history for full transparency 👥 SMART CUSTOMER & SUPPLIER MANAGEMENT • Add customers directly from your phone contacts • Search by name or phone — Hindi name support built-in • Sort customers by dues, recent activity, or alphabetically • Separate tags for Customer and Supplier for clear bookkeeping ⏰ AUTOMATIC PAYMENT REMINDERS & WHATSAPP • Set automatic reminders for overdue payments • Send udhar reminders directly on WhatsApp with payment summary • Collect payments 3x faster with timely reminders • Pre-formatted professional messages for quick sharing 🧾 PROFESSIONAL PDF BILLS & INVOICE CREATOR • Create itemized bills with tax (GST), discounts & quantity • Download and share customer PDF statements with interest details • Professional bill format with your Business Name & Address 💰 EXPENSE & MULTI-WALLET TRACKER • Track daily business expenses (Rent, Salary, Bills, etc.) • Maintain multiple wallets — Cash, Bank Account, UPI • Wallet-to-wallet transfer & overall balance overview 📦 INVENTORY & STOCK MANAGEMENT • Add items with purchase price, selling price & quantity • Keep track of product stock levels right inside the app 🗑️ RECYCLE BIN — RECOVER DELETED ENTRIES • Accidental delete? Recover deleted customers, transactions or expenses in 1-click 🔐 100% DATA SECURITY & BACKUP • Secure login with Phone OTP or Google Sign-In • App Lock (Fingerprint / PIN) to keep your business data private • Auto Google Drive backup — your khata data is always 100% safe • Works offline — internet na hone par bhi entries karo, online hone par auto-sync! 🇮🇳 BUILT FOR INDIAN BUSINESSES • Full Hindi & English language support • Dark mode for comfortable night usage • Lightweight app — runs smoothly on all Android phones 🏬 PERFECT FOR ALL BUSINESSES: • Kirana Store, General Store & Provision Shops • Wholesale Traders, Distributors & Retailers • Finance & Money Lenders (Udhar Byaj Khata) • Mobile Recharge, Electronics & Repair Shops • Medical Stores & Pharmacy • Garments, Clothing & Tailor Shops • Freelancers & Service Providers 💯 100% FREE — NO HIDDEN CHARGES UdharGuru Khata Book is completely free to use with no hidden fees or limits. Aaj hi UdharGuru download karein aur apne business ka hisaab-kitab digital, safe aur easy banayein! 📞 Support & Feedback: Facing any issue? Contact us directly from within the app support section.