ToPAY UPI is a feature-rich digital payment service from MobilePe Fintech Private Limited, designed to offer fast, secure, and reliable UPI transactions for Full KYC users. Whether you're paying bills, transferring money, or shopping online, ToPAY UPI ensures a smooth and user-friendly experience. 🔑 Key Benefits of ToPAY UPI: • Instant Payments: Send and receive money instantly, 24x7, directly from your ToPAY Wallet. • Ease of Use: With ToPAY UPI, users can link ToPAY wallet, making it easy to manage all financial transactions from one app. • Security: Transactions are secured with UPI’s two-factor authentication and an easy-to-use PIN, ensuring safety and privacy for every transaction. • Secure Transactions: Powered by NPCI with multi-layered security for safe payments. • Wide Acceptance: Pay at millions of merchants across India – online and offline. • User-Friendly App: Simple interface with a focus on ease of use and speed. ToPAY UPI combines convenience, security, and value—making digital payments smarter for every user App Permissions & Justifications SMS: Used to verify your phone number during registration. Location: Required by NPCI regulations for enabling UPI transactions. Contacts: Enables access to phone numbers for sending money and mobile recharges. Camera: Used to scan QR codes for payments. Storage: Allows saving scanned QR codes for quick access. Accounts: Helps auto-fill your email ID during sign-up. Call: Detects whether the device uses single or dual SIM, allowing the user to choose the correct one for UPI.