The Surat Mercantile Co-operative Bank Limited Mobile Banking Application Mobile Banking application provides the following world class convenience. Features: - On demand banking services at the convenience of mobile. - Online fund transfer facility - ePassBook facility - Mini Statement And much more. Get started: Download app and enter your userid and password. However, for userid and password you will have to register for the service with your nearest bank branch. Go Green with The Surat Mercantile Co.Op. Bank Ltd. Mobile Banking Application.