Rupeeontime is a reliable and RBI-compliant personal loan app operated by DEV-AASHISH CAPITAL PRIVATE LIMITED, an RBI-registered Non-Banking Financial Company (NBFC), holding RBI Certificate of Registration No. B-14.01763. We help eligible salaried individuals in India get personal loans through a fully digital and transparent process. 🏦 Our Mission To offer responsible credit access during genuine financial needs — such as medical emergencies, home repairs, or utility payments — through a safe, fair, and fully regulated lending platform. 💡 Key Features Unsecured Personal Loans: No collateral required. Loan approval depends on your credit profile and documentation. Secure Digital Process: Apply, verify, and receive funds directly in your bank account — completely online. Transparent Fees: No hidden charges. All costs are disclosed before loan approval. Flexible Tenure: Repayment period from 61 days to 365 days based on eligibility. RBI-Registered NBFC: Loans are issued by DEV-AASHISH CAPITAL PRIVATE LIMITED and partner NBFCs listed on our website. 📝 How It Works Apply Online: Fill out your loan application through our secure app. Upload Documents: PAN, address proof and bank statements. Verification: Our team verifies your information through secure systems. Loan Approval & Disbursal: Once approved, the loan is credited directly to your bank account. 👤 Eligibility Indian Resident Salaried Individual Age 25 years and above 📄 Required Documents PAN Card Identity and Address Proof Bank Statement (Last 3 Months) Passport-size Photo 💰 Loan Details Loan Amount: ₹10,000 – ₹1,20,000 Tenure: 61 – 365 days APR (Annual Percentage Rate): Up to 35% p.a. (Fixed) Maximum APR 35% Processing Fee: Up to 2% of loan amount + GST (18%) No Prepayment Penalty 📊 Representative Example Loan Amount: ₹50,000 Tenure: 365 days APR: 35% p.a. Processing Fee: ₹1,000 + GST ₹180 Amount Disbursed: ₹48,820 EMI: ₹4,998 Total Repayment: ₹59,978 Total Interest: ₹9,978 Note: Rupeeontime does not offer loans that require full repayment in 60 days or less, in accordance with Google Play’s Financial Services policy and RBI guidelines. 🏛 About Us DEV-AASHISH CAPITAL PRIVATE LIMITED is an RBI-registered NBFC providing personal loans through the Rupeeontime App. All loans are issued in full compliance with the Reserve Bank of India’s digital lending framework. Our registered office: First Floor, Plot No 498, Udyog Vihar Phase 3, Gurugram, Haryana 122016. Our NBFC : https://www.devaashish.com/privacy-policy 🤝 Customer Support 🌐 Website: https://rupeeontime.com 📞 Customer Care: +91-9220912304 📧 Email: [email protected]