"Empower Your Financial Journey with Real-Time Credit Insights!" Stay on top of your credit health effortlessly with our app, your all-in-one solution for monitoring and managing your credit score, loan history, and financial details. Designed with simplicity and security in mind, our app lets you gain instant access to essential financial information in just a few taps. Whether you're planning a big purchase or simply want to keep an eye on your credit health, our app provides all the tools you need. Key Features: 1. Check Your Credit Score Instantly - Get real-time updates on your credit score to understand your financial standing. - Easy-to-read visuals and insights help you track your score over time and see what impacts it. 2. Manage Your Credit Health with Ease - Access personalized tips to improve or maintain a healthy credit score. - View factors affecting your score and get actionable insights to improve it. 3. Track Loan History (Open or Closed) - View details of all your open and closed loans in one convenient place. - Monitor payment statuses, due dates, and any updates on your loan accounts. 4. Detailed Credit Loan History - Understand the details of each loan, including repayment status, interest rates, and tenure. - Organized data makes it easy to review your loan journey and make informed decisions. 5. Enhanced Security and Data Protection - Your data's privacy is our top priority. We follow industry-standard security protocols to keep your information safe. - Seamless authentication and easy account setup provide access to your data securely. Contact Us: • Reach us at [email protected] for any queries or concerns. • Or call at +91 9319934001 Why Choose Our App? With our app, you're not just monitoring your credit—you're taking control of your financial future. With accurate insights, proactive advice, and comprehensive loan and credit information, this app is your trusted companion for every stage of your financial journey. NBFC Partner(s): • Narendra Finance Co Pvt Ltd Loan Terms Overview (Provided by Partner): • Loan Amount: ₹50,000 to ₹5,00,000 • Minimum Annual Percentage Rate (APR): 12% • Maximum Annual Percentage Rate (APR): 28% • Minimum Repayment Period: 3 months (approx. 91 days) - Note: No loans facilitated require full repayment in 60 days or less. • Maximum Repayment Period: 12 months • Processing Fees: 3% of the loan amount + ₹1250 (including GST). • Prepayment Fees: Nil A representative example of the total cost of the loan: (This example uses a sample APR of 15% for calculation purposes. Actual terms may vary.) • Amount Borrowed (Principal) = ₹1,00,000/- • Tenure = 6 months • Interest Rate = 0% • Interest Rate (Sample APR) = 15% • Processing Fee (3% of 100,000 + 1250 incl GST) = ₹3000 + ₹1250 = ₹4250 • Your EMI amount = ₹16,666.67 (approx. sample monthly payment) • Total Interest amount = (₹16,666.67 x 6) - ₹1,00,000 = ₹0 (approx. sample interest calculation) • Total Cost of Loan (Including all applicable fees) = Processing Fee + Total Interest Amount + Principal = ₹4,250 + ₹0 + ₹1,00,000 = ₹1,04,250 (approx.) Corporate Information: Roopya is a product of GeoAlgo Technologies Private Limited. Our registered office address is: Mani Casadona, 1st floor, Unit 1E2 New Town, Rajarhat, North 24 Parganas, Rajarhat, West Bengal, India, 700135 Start Your Journey Today! Download the app now to unlock powerful credit insights and gain control over your financial health. Empower yourself to make informed financial decisions, achieve your goals, and stay confident in your credit journey.