We hear you - we know you're always broke. Whether it's taking your crush out for a movie or going for a drinking plan with your friends, you never have enough money to enjoy college life to the fullest. That's where we come in! Introducing PayCrunch - a brand new credits app designed exclusively for college students. Simply sign up & complete your e-KYC to get an instant credit approval, then dive into the Creditverse and explore all the cool features of the app! Refer your friends to get extra Dimes, which you can use to unlock Stash from hundreds of different brands in the Arcade. That's over and above the instant credit which you already get! Then, repay your bills (without interest!) on the 1st and 15th of each month to level up and increase your credit limit. You'll also get Dimes for paying us back on time! PayCrunch is made in Bangalore by a small team of recent college graduates who're trying to improve your college experience. Leave a nice review if you like it!