Welcome to LokSuvidha Personal Loan app, your trusted financial partner for quick, paperless and hassle-free personal loans with completely digital journey. Download Now! Whether you need funds for a medical emergency, education expenses, home renovation, or any other individual needs - LokSuvidha is here to help you fulfill your dreams. Offering instant personal loan of up to ₹ 1 Lakh at competitive interest rates (APR) ranging from 14% to 27%*. Choose convenient repayment tenure ranging from 6 to 24 months. Features: ● Instant hassle free Personal Loan up to ₹ 1 Lakh ● 100% digital process ● Flexible tenure options to choose from (6 to 24 months) ● No security deposit or guarantor required Loan Eligibility Criteria: ● Nationality should be Indian ● Minimum household annual earnings should be above 2.4 lacs (Salaried or Self-employed) ● Age should be in the range of 21-60 years ● Min. credit score 650 ● Income must be credited to your bank A/C Easy Lending Process: 1. Download the LokSuvidha personal loan app. 2. Register with your mobile number. 3. Apply by completing the kyc process & check for loan eligibility. 3. Choose the required loan amount & tenure basis eligibility upon approval. 4. Digitally authorise the ACH Mandate & Sign the agreement. 5. Get money transferred directly to your bank account within 24 working hours. We are currently serving in more than 60+ locations in India, across 4 states: Maharashtra, Madhya Pradesh, Uttar Pradesh, and Chhattisgarh. Illustrative Example (sample loan calculation): Loan Amount (Principal): ₹50,000 Tenure: 12 Months Interest Rate (APR): 24% PF (Processing Fee Incl. GST): ₹1,500* (No hidden charges) Disbursed Amount (Credited to your bank account): ₹50,000 Principal - ₹1,500 PF = ₹48,500 Monthly EMI: ₹4,728 Total Payable Amount: ₹4,728 x 12 = ₹56,736 Total Interest Payable: ₹4,728 x 12 - ₹50,000 (Principal) = ₹6,736 Total Cost of Loan = Interest + PF = ₹6,736 + ₹1,500 = ₹8,236 *Please note that these figures including PF and APR, are provided for illustrative/ representation purposes only and can vary for each borrower based on their individual credit assessment by Lok Suvidha Finance Ltd. About us: Lok Suvidha Finance Ltd. is an RBI registered NBFC based out of Nagpur, providing lending facilities such as Personal Loan, Two Wheeler Loan, E-Rickshaw Loan and Solar project financing. For any queries or assistance regarding loans, feel free to email us at: [email protected]