Kredmint provide quick business loans without collateral to small and medium businesses in India for their working capital requirements. We have disbursed 10,000+ MSME & business loans upto ₹100 lacs across 100+ cities across various industries.
What do we offer for MSMEs?
Term Loan for MSMEs: Get a fixed amount for a fixed tenure at low interests
Merchant Advance (Loan against POS machines): Suitable for businesses that process a lot of card swipes including Retailers, online sellers and traders
Invoice Discounting: Small businesses or entrepreneurs can use their unpaid invoices to generate revenue for operating expenditures
Line of credit: Suitable for regular cash flow. Ideal for business requirements such as money to get cash discounts, offer credit to clients, pay vendors and meet seasonal needs
Why choosing Kredmint?
✓ Apply from anywhere: 100% Online process
✓ Attractive lending rates: APR ranging from 18% - 35%
✓ Flexible business loan tenure: from 3 to 36 months
✓ No security or collateral required
✓ Loans serviced in 100 cities
✓ Fast process – get business loans within 48 hours
✓ No hidden charges
✓ Hassle free & paperless process
We help you grow your business and get money when you need it.
Working Capital Loan Details:
Loan Amount: ₹50,000 to ₹1 crores
Loan Tenure : 3 months - 24 months
Interest Rate: 1% to 2% Monthly
Repayment Frequency: Flexible
Processing Fee: Upto 2.5% of loan Amount
Following is an example of Working Capital Loan:
Loan Sanction Amount: ₹ 10,00,000/-
Disbursement Amount: ₹ 9,71,020/-
Processing Fees (Including GST @18%): ₹ 26,600
Interest Rate: 1.5% Flat rate per month
Instalment Amount: ₹ 51,667 (starting from December 4th, 2022)
Repayment Tenure/Frequency: 24 / Monthly
Additional App Features:
✓ One view to see all loan details and download statement
✓ Simple payment options
✓ Auto Loan top-up offers & request for additional loan
✓ Raise support tickets for loan-related queries
Some of our Lending Partners:
Hindon Mercantile Limited
Subhalakshmi Finance Limited
For more information:
Visit www.kredmint.com
Call us at +91-9818399611 to speak to our loan expert (Mon to Sat excluding public holidays ),
Write to us at
[email protected]