Hindustan Loans is a digital platform that facilitates personal loans for Indian citizens through our trusted and RBI-registered lending partner, Aditya Birla Capital Limited RBI registration number N.01.00500. Hindustan Loans is not a direct lender and does not provide loans directly. All loan applications are scrutinised for approval or rejection and sanctioned solely by our lending partner. Hindustan Loans does not participate in the decision-making or disbursement activity directly or indirectly. Key Loan Product Details: Loan Amount: Loans offered by our lending partner range from ₹30,000 to ₹50,00,000. Repayment Tenure: Minimum repayment period is 3 months and the Maximum repayment period is 120 months (10 years). Interest Rate: Our lending partner offers competitive interest rates starting from 10.5% per annum. Processing Fee: A one-time processing fee ranging from 1.5% to 3.5% of the loan amount (plus GST) is applicable. Annual Percentage Rate (APR): The minimum APR is 10.5% and the Maximum Annual Percentage Rate (APR) for the loans offered by our partner is 26.5%. This rate is determined based on the customer's credit profile, loan amount, and tenure. Note: We do not offer short-term personal loans requiring full repayment in 60 days or less from the date of issuance. Representative Example of Loan Cost: For a representative example: Loan Amount: ₹50,000 Interest Rate: 22% per annum Repayment Tenure: 12 months Maximum APR: 26.5% (This includes interest and all fees) One-time Processing Fee: ₹1,750 (3.5% of loan amount) + ₹315 GST = ₹2,065 Monthly Equated Monthly Installment (EMI): ₹4,728 Total Interest Payable: ₹6,736 Total amount credited to your account (Disbursement Amount): ₹50,000 - ₹2,065 = ₹47,935 Total Repayment Amount: ₹56,736 (Principal + Interest) Total Cost of the Loan to the Customer (Interest + Fees): ₹8,801 Privacy and Policy Commitment: At Hindustan Loans, your privacy is our top priority. We are committed to protecting your personal information. Our privacy policy, available within the app and on our official website (https://www.hindustanloans.com/privacy-policy), provides a comprehensive disclosure on how we access, collect, use, and share your data, and strictly adheres to Google Play's policies and all applicable Indian laws. We do not collect any sensitive information such as contacts, photos, or videos from your device. Download Hindustan Loans today to begin finding the right personal loan for you. Note to Users: a. We encourage users to explore and utilize the features of this platform to find the best loan solutions for their needs. b. Fraudulent activity or misuse of the platform will result in immediate suspension of the user's account. Account reinstatement, if any, will only occur following a full investigation. c. Users must ensure all public comments or reviews about Hindustan Loans are factual. Defamatory or unsubstantiated claims may result in immediate legal proceedings.