Freo App, where you can Pay, Save, and Borrow, all within a single application. Simplify your financial life with one app that caters to all your needs - whether it's making purchases, saving for the future, or accessing credit lines. Shop Now, Pay Later with Freo (formerly Freo Pay) As one of

India's top Payments Apps

, Freo with its smooth pay later feature, allows instant access to up to ₹10,000 for your shopping needs (online + offline). One can pay merchants by scanning QR codes today & repay the bill later. With Freo, enjoy: Zero Interest, Maximum Convenience! • Shop to your heart's content, repay later • Manage monthly bills effortlessly • Scan & pay across India 🇮🇳 Freo is your go-to app for quick & easy payments. It helps you to pay utility bills (Gas, Electricity, Water, Prepaid-Postpaid mobile bills, Recharges, Cable-OTT, Wi-Fi etc.) Credit on UPI with Freo RuPay Cards • Get Freo Yes Bank Credit Card (Rupay) that lets you 'Scan & Pay with credit' With Freo, say goodbye to cash hassles. Partners: Lendbox - Transactree Technologies Pvt Ltd & Liquiloans - NDX Financials Services Pvt Ltd Contact: [email protected] Borrow flexibly with Freo (formerly MoneyTap) Need a personal loan or a flexible credit line? Borrowing within the Freo App offers the convenience of choosing from ₹3,000 to ₹5 lakhs credit lines at competitive interest rates, with minimal processing fees & flexible EMI options. A loan with Freo stands out as we charge interest only on the amount you borrow, not the full credit line approved. Features include: ● Ability to borrow any amount from your approved credit line ● Pay interest only on the amount you use ● Instant personal loans with no collateral risk ● A fully digital & paperless process ● Choose your own flexible EMIs Loan Terms: ● Loan amounts: ₹3,000 to ₹5 lakhs ● Interest rates: 12% to 36% per annum ● APR: 10% to 70% ● EMI tenures: 3 to 36 months ● Low processing & line setup fees For ₹1,00,000 personal loan borrowed for 1 year, @ interest rate 13% per annum*, a user would pay: - Processing fee (at 2%) = ₹2,000 + GST = ₹2,360 - Line setup fee of ₹999+GST = ₹1181/- to be paid upfront - Interest = ₹7,181 - EMI = ₹8,932 Total amount to pay = ₹1,10,725/- *Interest Rate varies based on your risk profile.Only a fraction of our customers get an interest rate higher than 30% p.a. Our Lending Partners: → SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Company Limited) https://bit.ly/46KNzh9 → Incred Capital Financial Services Pvt Ltd https://bit.ly/3eTT0op → Kisetsu Saison Finance (India) Private Limited https://bit.ly/3RUWndD → Cholamandalam Investment and Finance Company https://bit.ly/Cholamandalam → Transactree Technologies Pvt Ltd https://bit.ly/3UkU5WJ → Tapstart Capital Pvt Ltd. https://bit.ly/3qOUeEc →RBL Bank Ltd. https://bit.ly/3DRE98L Contact: [email protected] Save more with Freo Grow your savings with Freo. Earn up to 7% interest on your savings account powered by Equitas Small Finance Bank. Enjoy higher interest rates for larger balances & ensure your hard-earned money multiplies efficiently. Simple, secure, and rewarding saving solutions for everyone. Interest Rate (per annum) & Minimum Balance → 3.5% - Up to ₹1 lakh → 5.0% - Above ₹1 lakh & up to ₹5 lakhs → 7.0% - Above ₹5 lakhs & up to ₹25 crores → 7.8% - Above ₹25 crores -Interest will be calculated on the daily closing balance of the account -Interest will be paid quarterly by direct credit in the savings account -Slabs rates are applicable on the incremental amount based on the closing balance Contact: [email protected] Our fixed deposits interest rates go up to 8.5% p.a Senior citizens can earn up to 9% p.a. Visit: https://bit.ly/FreoInterestRates