EFL Clik: Business & Machine loan made Simple EFL Clik is the official mobile app of Electronica Finance Ltd. (EFL), an NBFC with 35+ years of expertise in MSME and retail financing across India. With EFL Clik, you can: · Apply for loans online with minimal paperwork. · Upload documents digitally & track your application anytime. · View loan details like EMI schedules, interest rates & statements. · Get doorstep service & quick customer support. · Enjoy fast approvals & disbursals. Business & MSME Loans Loan Products: · New & Used Machine Purchase · Industrial Property Purchase · Rooftop Solar Purchase · Business Loans (Secured & Unsecured) · Loan Against Property (LAP) · Working Capital Demand Loan (WCDL) Key Highlights: · Loan Amount: ₹5 Lakhs to ₹10 Crores · APR range: 12.5 % to 21% · Interest Rate: 12% to 18% p.a. · Tenure: 3 Months to 10 Years · Processing Fee: 1% to 1.5% + GST · Term Loan & Lease options available · Asset Insurance & Life Cover options for the loan tenure · Very less documentation, fast sanction & disbursal · 100% Digital Process – e-agreement, no physical signatures Example: · Loan Amount: ₹1 Crore · Tenure: 48 Months · ROI: 14% p.a. · EMI: ₹2,73,265 · Processing Fee: ₹1 Lakh (1%) · Stamp Duty: ₹496 to 0.78% of loan amount Loan Against Property (LAP) Micro LAP: · Loan Amount: Up to ₹10 Lakhs · Interest Rate: Starting at 22% p.a. · Tenure: Up to 84 Months · Processing Fee: Up to 2.5% + taxes · Wide range of properties accepted, easy approval process Affordable LAP: · Loan Amount: Up to ₹50 Lakhs · Interest Rate: Starting at 18% p.a. · APR Range: 18% to 24 % · Tenure: Up to 120 Months · Processing Fee: Up to 2.0% + taxes · Quick approval, flexible repayment terms Example: · Loan Amount: ₹6,50,000 · Tenure: 72 Months · ROI: 18% p.a. · EMI: ₹10,366 · Processing Fee: ₹19,175 (Incl. GST) · Stamp Duty & BPI as per norms Why Choose EFL Clik? · Fast Approvals & Disbursals · Doorstep Service · Pan-India Network with 200+ Branches · Secure & Confidential Digital Process · Loan Options Designed for Your Growth Download EFL Clik today and take the first step toward growing your business or fulfilling your Business financial needs.