India's Instant Loan Referral Chain App for Associates & Customers - for Personal Loan, Business Loan, Home Loan, Loan Against property, Education Loan, Gold Loan (A) Who are we? DEEESHA (www.deeesha.com) is a Digital Loan Referral Chain App offering SAME-DAY payouts (income) before 12 mid-night! to our Associates who bring Associates / Customers to us - with 1% to 2.25% payout on Unsecured Loan & 0.2% to 0.7% payout on Secured Loan disbursals. Refer associates & customers and track the status of all your loan disbursements live on our app! DEEESHA is a free app that helps associates refer loan customers, track their referrals, monitor their payouts, etc. We have approx. 25,000 Associates working with us PAN INDIA. (B) What loan products / services do we offer? · Unsecured Personal Loan · Unsecured / Secured Business Loan · Home Loan & Loan Against Property · CC / OD · Balance Transfer · Education Loan · Gold Loan, etc. (C) Who are our lending partners and in which city? We are partner to Banks & NBFCs in 1300+ cities / towns in India to facilitate lending e.g. Upsurge Investment and Finance Limited (D) What are our Key features? * Instant Loan: Apply for a personal, business, Home, LAP, education loan digitally & meet your funding requirement in no time. * Your data is safe: Your personal details will be safe with highest levels of data security protocols. • Expert assistance for free till disbursal • For existing borrowers, wide choice to transfer your home/business/personal loan (E) Product Features for Personal Loan: 1. Get loans ranging from INR 5,000 to INR 20,00,000 2. 100% online loan application process - Only few documents to be uploaded on the application 3. Disbursal within 1-7 days 4. Minimum APR (Annual Percentage Rate) is 10.99% and the Maximum APR is 30% 5. Minimum Tenure is 6 months and Maximum Tenure is 5 years 6. Processing Fee is 2% - 4% 7. Get a higher loan on successful repayment *The annual interest rates and processing fee will vary as per the risk profile of the customers and the selected tenure. Example Loan Amount: ₹20,000 Tenure:180 days (6 months) Interest Charged: ₹ 1,426 (24% per annum) Processing Fee: ₹236 (1% of Loan Amount - ₹200 + GST @18% - ₹36) Amount Disbursed: ₹19,764 EMI Amount: ₹ 3,571 Loan amount is ₹ 20,000. Disbursed amount is ₹ 19,764. Total loan repayment amount is ₹ 21,426. (F) Product Features for Business Loan: 1. Get Loans ranging from ₹ 1,00,000 to ₹ 10,00,000. 2. 100% online loan application process- only few documents to be uploaded on the application 3. Disbursal within 1-7 days 4. Minimum APR (Annual Percentage Rate) is 11% and the Maximum APR (Annual Percentage Rate) is 25% 5. Tenure ranges from 6 to 60 months 6. Get a higher loan on successful repayment Interest Calculation If you avail a loan of ₹ 3,00,000 for a tenure of 12 months at 18% p.a. interest rate, the loan EMI will be ₹ 27504 and the total interest paid would be ₹ 30048 (G) Prominent Disclosures: - All loans are provided via RBI registered Banks & NBFC with whom we have official agreements - We do not provide any pay-day loans or loans with less than 90 day repayment period in accordance with Google Policy. - We provide full disclosure about our usage of any customer data and permissions at various points in our app (terms here https://deeesha.com/terms_condition.php and privacy policy here https://deeesha.com/privacy.php ) (H) Contact Us: Helpdesk: - +91-90826 58097 E-mail: [email protected] Also check out: Webpage: www.deeesha.com Terms & Conditions: https://deeesha.com/terms_condition.php Privacy: https://deeesha.com/privacy.php