To do large scale poverty alleviation by providing micro-finance services to poor women, and through them to their families, facilitating increased earnings, better money management, and life quality improvement. We are working as a Business Correspondent (BC) of Kotak Mahindra Bank Limited and the nature of operation is facilitating micro finance for bottom of pyramid borrowers. The Micro loans are provided by Kotak Mahindra Bank Limited which is a Scheduled Private Sector Bank and regulated by the RBI. We provide micro loans starting from ₹8,000 up to ₹80,000. Our Annual Interest rates (APR) vary from 18% to 25%. We offer a wide range of flexible equated repayment plans starting from 6 months & going up to 2 years, flexible repayment frequency of either Fortnightly or Monthly. No pre-closure charges. No security deposit. For example, a loan of ₹80,000 with an annual interest rate (APR) of 25% and a repayment tenure of 24 months has a Loan Processing Fee of ₹800 + ₹144 GST, No additional fee & a fortnightly equated installment (EFI) of ₹2,000. The disbursed amount is ₹80,000 & the Total interest is ₹21,391. The total loan repayment amount is ₹1,01,391. The total cost of the loan is Total interest amount + Loan Processing Fee + GST i.e, ₹21,391 + ₹800 + ₹144 = ₹22,335.