📱 Airpay Capital — Fast, Fair & Fully Digital Loans Complete KYC, choose your loan, and get funds — all in one secure app. Loans are provided in partnership with RBI-registered NBFCs. About Airpay Capital Airpay Capital offers digital Personal Loans with simple onboarding, transparent terms, and quick disbursal. Designed for salaried professionals — apply, complete KYC, check offers, and receive funds with minimal paperwork. Key Highlights 100% digital journey: Apply, verify, and track loans online Video KYC supported for seamless onboarding Quick disbursal: Typically within 24–48 hours after approval Repayment: Monthly EMIs via eNACH; part-payment and foreclosure allowed via Debit Card, UPI, or Net Banking Secure: Bank-grade encryption with strict data protection Loan Products & Terms (Indicative) Personal Loan Loan Amount: ₹ 50,000 to ₹ 5,00,000 Tenure: 6 months to 36 months Interest Rate: 20% - 30% p.a. (reducing balance basis risk-based underwriting) Processing Fee: 3% of the loan amount APR range: 21% - 33% Eligibility: Minimum age 21 years; good credit history; ≥6 months banking history Typical Documents: Aadhaar, PAN, bank statements, address proof, credit score, utility bills, rent agreement, and Video KYC What You Can Do in the App Complete KYC and check personalized loan eligibility Select the loan amount and tenure that fits your needs Review loan offers from Apollo Finvest and choose the best option Track disbursal, EMIs, and loan statements directly in the app Make part-payments or close the loan early (foreclosure option available) Example Repayment (Illustrative Only) These numbers are for illustration. Actual offers, rates, and fees depend on your profile and lender decision. Processing fees and taxes, if applicable, will be shown before you accept. Personal Loan Example Loan Amount: ₹1,00,000 Tenure: 24 months Interest Rate: 24% p.a. (reducing balance) Processing Fee: Nil (for illustration) EMI (approx): ₹5,291 / month Total Interest (approx): ₹26,984 Total Repayment (approx): ₹1,26,984 Important Information & Disclaimers Lending Partner: Apollo Finvest (India) Limited (RBI-registered NBFC) Licence No.: 13.00722 Loans are facilitated by Apollo Finvest (India) Limited and are subject to eligibility, verification, credit assessment, and lender discretion. Interest rates, processing fees, and taxes vary by applicant profile; final terms are shown on the loan offer screen. Please read all Terms & Conditions and the loan agreement carefully before accepting an offer. Late payment fees, bounce charges, and other charges may apply as per lender policy. Why Choose Airpay Capital? Fast, transparent lending with no hidden charges Flexible tenures and repayment options to match your cashflows Clear, example-based pricing so you know costs upfront Trusted NBFC partner with strong security and easy account management