ICICI Bank digital Authenticator is a Multifactor authentication solution for Internet Banking offers robust security through several advanced features. QR Code Scanning ties the authentication process to your physical device by scanning a unique code with your mobile device. The Digital Token feature generates a frequently changing one-time password (OTP) via a dedicated app, enhancing security. PUSH Notifications provide real-time alerts, allowing you to approve or deny login attempts instantly from your mobile device Additionally, the Offline OTP feature ensures you can generate an OTP without an internet connection, enabling secure authentication even in areas with poor connectivity. These features collectively protect your financial information while offering flexibility and convenience in the authentication process.