This application is basically made to ease the need of reminding debt payments . lets you track and manage all dues and helps to receive debt payment. This Reminder app has dashboard-style views that allow you quickly check payment details , and it sends payment reminders for upcoming due date automatically . Make My Payment will be sending SMS and Call in the form of reminder and make schedules as well ,as per user choice from different numbers. Users will have access in hand to set number of reminders one needs to make . You can add both debtors and creditors details once your business information in application , user will get a link generated , then further you can add bank details and thereby you can easily do online payments at the same time using Make my payment. This application has complete transparency view to recheck payments in or out respectively