KGFS Mitra app with new features to facilitate retailers to boost their earning potential and enable a hassle-free experience for its rural customers. The app, KGFS Mitra, enables the digital agents, mostly small kirana owners in the villages, to facilitate electronic financial transactions for the rural population within their proximity and provide an additional source of income for these retailers. These agents act as a nearby extended Finance Facilitator, Telecom Outlets, Travel agents or a collection center for various services.